Utah Life Insurance [2024]
Utah insurance offers a 30-day grace period. At the UT Department of Insurance, you can learn about Utah insurance laws and regulations. Find the cheapest insurance companies in UT now.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Feb 27, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Feb 27, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
We offer Utah insurance from several of the best Utah insurance companies. insurance is very similar from state to state, with a few exceptions, so expect your insurance Utah rates to differ.
However, this guide should help you understand the differences in Utah insurance as well as find resources in your state. We’ll also show you how to get the best insurance in Utah.
Before we dive into this guide, find affordable Utah insurance rates by clicking on our FREE quote tool above. Get started now.
Utah Insurance Quotes
We offer Utah residents insurance from several A-rated insurance companies. insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.
Policy Cost – The premium (cost) you pay for your insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by insurance companies and then approved by the State Insurance Department.
Company Availability – Not all companies are available in every state. For example, if a insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.
Product Availability – There are instances where insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the insurance companies in the list below.
Utah insurance also offers residents a 30-day grace period.
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Insurance Rates in Utah
To give you an idea of what Utah insurance rates look like, you can check out the chart below to see what the top companies charge based on age, marital status, and gender for both smokers and non-smokers.
Keep in mind that your Utah insurance quotes may be different, especially depending on which type of Utah insurance policy you choose.
In this next chart, you can also see how many Utah insurance companies there are in comparison to other western states.
As you can see in the above chart, Utah is home to 17 insurance companies that operate specifically in the state. Get access to the best Utah insurance with our free comparison tool on this page to save money.
Utah Guaranty Association
State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell insurance, health insurance, and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits. (For more information, read our “How to Sell Your Insurance Policy“).
In Utah, a insurance policy is protected up to $500,000. This amount is the maximum benefit provided for any one . In other words, multiple policies on any one person are limited to this amount.
Utah Insurance Contacts
Here is a list of all the necessary state contacts for residents with Utah insurance claims and other related matters.
Guaranty Association
If you need information about a Utah insurance or health insurance guaranty, contact the Utah & Health Insurance Guaranty Association at 1-801-572-5067 or visit the website.
Insurance Department
For the latest updates from the Utah Department of Insurance, call 1-801-538-3077 or visit the website. Here, at the official State Department of Insurance, you can access information about all things Utah insurance, including Utah insurance regulations.
You can also find up-to-date resources with information about the Utah Department of Insurance licensing for any provider through the Utah life insurance license lookup. This Utah insurance verification tool will also provide information about the status of a Utah insurance license renewal of a producer and a link to Sircon, the Utah Producer Portal.
Legal Info
QuickQuote is licensed to sell life insurance in Utah under Agency License Number 91132.
The licensed company principal is Tim Bain, Agent License Number 134031.
Your life insurance quotes are always free.
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Utah Life Insurance Companies
American General Life Insurance Company
Fidelity Life Association
Haven Life / MassMutual
John Hancock Life Insurance Company
Lincoln National Life Insurance Company
Metlife Life Insurance Company
North American Company for Life & Health Insurance
Pacific Life & Annuity Company
Principal Life Insurance Company
Protective Life Insurance Company
Pruco Life Insurance Company (Prudential)
Sagicor Life Insurance Company
The Savings Bank Life Insurance Company of Massachusetts (SBLI)
Transamerica Life Insurance Company
United of Omaha Life Insurance Company
Don’t wait — Use our free quote tool to get affordable life insurance rates in Utah. Get started now.
Frequently Asked Questions
What is insurance?
insurance is a contract between an individual (the policyholder) and an insurance company. It provides a financial payout, called a death benefit, to the designated beneficiaries upon the death of the insured person. This payout can be used to cover funeral expenses, pay off debts, replace lost income, or provide financial security to loved ones.
What types of insurance are available in Utah?
Utah offers various types of insurance policies, including term insurance, whole insurance, universal insurance, and variable insurance. Each type has its own features and benefits, and individuals can choose the one that aligns with their specific needs and goals.
What is term insurance?
Term insurance provides coverage for a specific period, typically 10, 20, or 30 years. If the insured person passes away during the policy term, the beneficiaries receive the death benefit. However, if the policyholder survives the term, the coverage ends, and there is no payout. Term insurance is generally more affordable than other types of insurance.
What is whole insurance?
Whole insurance is a type of permanent insurance that provides coverage for the entire lifetime of the insured person. It offers a death benefit as well as a cash value component that grows over time. Whole life insurance premiums are typically higher than term life insurance premiums, but the policy can accumulate cash value that can be accessed during the insured person’s lifetime.
What is universal insurance?
Universal insurance is another type of permanent insurance. It combines a death benefit with a cash value component that earns interest based on prevailing market rates. Universal insurance policies offer flexibility in premium payments and death benefit amounts, allowing policyholders to adjust their coverage as their needs change.
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
