Vantis Life Insurance Review [2024]
Vantis Life Insurance is a reputable insurance agency with over 75 years of experience. You can buy Vantis Life term, whole, and final expense life insurance and annuities. Vantis Life has a strong NAIC rating and an A.M. Best score of A+ (Superior). Customers can expect Vantis whole life insurance rates to be as low as $164.50/mo. Comparing Vantis Life Insurance quotes with quotes from multiple companies for the best life insurance rates for your needs.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Aug 7, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Aug 7, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Vantis Life Insurance Co offers whole, term, and final expense life insurance
- Age, gender, occupational habits, and more affect your Vantis Life Insurance rates
- Vantis Life Insurance has an A.M. Best score of A+ (Superior)
Life is filled with various, unpredictable financial obligations that can leave your loved ones responsible for any negative repercussions once you’ve passed. Fortunately, investing in a life insurance policy is the best way to protect your loved ones from these repercussions.
Investing in a life insurance policy guarantees financial security for your beneficiaries after you pass. However, the challenge lies in finding the right company and policy for your needs.
In this Vantis Life Insurance review, we have done some of the work for you. Vantis Life Insurance Company is a reputable insurance agency with over 75 years of experience in the insurance industry.
Keep reading to learn more about Vantis Life Insurance, including Vantis Life Insurance quotes, products, ratings, and other life insurance terms.
Before jumping in, enter your ZIP code into our free online tool for instant life insurance quotes from companies in your area today.
What is Vantis Life Insurance?
Vantis Life Insurance Company was founded in 1942 and is currently one of the country’s largest independent insurance agencies. With over 75 years of experience in the insurance industry, Vantis Life Insurance is equipped to serve its customers with various life insurance products and annuities.
Take a look at the following table for some quick information regarding Vantis Life Insurance company.
Zander Life Insurance Summary
| Key Vantis Life Insurance Info | Vantis Life Insurance Data |
|---|---|
| Year Founded | 1942 |
| Current Executives | Ray Caucci, CEO |
| Number of Employees | 51 to 200 employees |
| HQ Address | 200 Day Hill Rd, Windsor, CT 06095 |
| Phone Number | (866) 826-8471 |
| Company Website | www.vantislife.com |
Read more: Zander Life Insurance Review
Headquartered in Windsor, Connecticut, Vantis Life provides families with affordable life insurance products. The company is a part of Penn Mutual Life Insurance Company, which means Vantis Life is consequently financially strong and stable.
Read more: Connecticut Life Insurance
Customers can find Vantis Life forms on the company’s website. From there, you can download or e-sign whichever form you need.
Be sure to talk about your insurance options with an insurance agent before deciding on a company or policy. A conversation with an agent will help narrow the wide range of choices available to you and point you on the right path.
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Which types of life insurance does Vantis Life sell?
Vantis Life offers multiple life insurance policies to choose from, including term life insurance quotes. Specifically, Vantis Life Insurance Company offers:
- Velocity Whole Life Flex Complete: a whole life insurance policy for you and your family
- Guaranteed Golden: final expense life insurance policy
You may also choose to look over our Penn Mutual Life Insurance review to learn more about the types of life insurance policies Vantis Life provides.
Compared with permanent life insurance, term life insurance is the cheaper option. Term insurance is life insurance protection for a fixed term, typically between 10 and 30 years. Unlike a whole life insurance policy, you do not pay for the cash value or other additional features with a term policy.
Term life protects your family and loved ones at the lowest possible cost. Because of its lower, fixed rates, term life insurance is beneficial for customers paying off debt and providing for a family.
Although it is a more expensive plan, whole life insurance also has perks. For example, whole life insurance covers you for your entire life without an expiration date. In addition, part of your premium with a whole life policy goes into building a cash value over time, from which you can pull in the event of emergencies.
Final expense is a type of permanent life insurance policy that explicitly helps older individuals cover end-of-life expenses like funeral costs and more.
Other Types of Insurance Products
Besides life insurance, Vantis Life Insurance Co. offers a couple of different annuities. The additional Vantis Life annuities products include:
- TaxSaver Freedom ROP
- TaxSaver Freedom MVA
Many people choose annuities because they provide a reliable income stream during retirement. However, if you pass too soon, you may not get the most out of an annuity.
Again, if you are unsure which life insurance policy to choose, talk your options over with an insurance agent.
What are Vantis Life rates?
Unfortunately, we were unable to find Vantis Life Insurance rates. However, take a look at the following table to understand what you will pay for a life insurance policy.
Average Life Insurance Rates for Non-Smoking Men and Women
| Demographic (Non-Smoking) | Average Life Insurance Rates |
|---|---|
| Single 25-Year-Old Female | $164.50 |
| Single 25-Year-Old Male | $183.61 |
| Married 35-Year-Old Female | $170.47 |
| Married 35-Year-Old Male | $190.40 |
| Married 45-Year-Old Female | $247.50 |
| Married 45-Year-Old Male | $274.59 |
| Married 55-Year-Old Female | $417.01 |
| Married 55-Year-Old Male | $543.23 |
| Single 65-Year-Old Female | $898.76 |
| Single 65-Year-Old Male | $1,308.00 |
As with any insurance policy and company, a few things affect your life insurance rates. Some of the factors that insurance companies will take into account when giving you a quote include:
- Gender
- Your age
- Occupational risks
- Dangerous hobbies
- Smoking or drinking habits
- Health class: preferred plus, preferred, standard plus, or standard
Across the board, the quickest and most efficient way to find the cheapest life insurance rates is to compare quotes from multiple life insurance companies. Comparing multiple quotes gives you an understanding of what you will pay for life insurance and helps you get the most out of your policy.
Customer Support and Accessibility
When evaluating life insurance providers, customer service and ease of access are crucial factors. Vantis Life customer service is known for its reliable support, making it easier for policyholders to manage their accounts and address any concerns. To access your policy details or make changes, you can use the Vantis Life Insurance login portal, which provides a secure way to handle your insurance needs online. Additionally, if you are seeking insurance services in a specific location, you might consider an affordable life insurance agency in Colonial Pine Hills, which could offer personalized service tailored to your community.
For those who are comparing various life insurance options, it’s beneficial to look at customer service ratings alongside policy features. American Memorial Life Insurance Company customer service is another key player, known for its accessibility and support. When researching, consider looking into the best life insurance companies for independent agents, as they often provide robust service options. Moreover, checking the best life insurance reviews can give you insights into customer satisfaction and overall service quality.
In contrast, be cautious of negative reviews and complaints about Colonial Penn, as they can reveal potential issues that may affect your decision. Whether you are interested in finding the cheapest final expense insurance or exploring other options, evaluating these aspects will help ensure that you choose a provider that meets your needs effectively.
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Understanding Zander Life Insurance Quotes and Vantis Life Insurance Payment Options
When considering life insurance, obtaining accurate quotes is crucial for making an informed decision. Zander Life Insurance quotes offer a comprehensive view of the policy options available, tailored to various needs and budgets. By comparing these quotes, you can evaluate different coverage levels and premiums, ensuring that you select a policy that fits your financial goals and provides adequate protection for your loved ones. Zander Life Insurance provides a range of options, from term life to whole life insurance, allowing you to choose the plan that best aligns with your long-term objectives.
In addition to comparing quotes, understanding the payment options for your life insurance policy is essential. Vantis Life Insurance payment options offer flexibility to accommodate different financial situations. Whether you prefer monthly, quarterly, or annual payments, Vantis Life Insurance ensures that you can manage your policy payments in a way that fits your budget. By exploring these payment options, you can find a plan that offers convenience and financial stability, helping you maintain your coverage without undue strain on your finances.
What are Vantis Life reviews?
When comparing life insurance companies, customer reviews and ratings from reputable rating services are invaluable resources. In addition, financial ratings and customer feedback give you insight into how well a company values customer service and how strong the company is financially.
The National Association of Insurance Commissioners (NAIC) is a reputable resource for understanding customer satisfaction with a company. On the NAIC Complaint Index, Vantis Life scores exceptionally well, with a 0.0 for 2020, meaning there were no customer complaints that year.
Similarly, it is beneficial to consider a company’s financial standing, as a poor financial standing indicates that a specific company is likely not to cover you well. For example, Vantis Life has an A.M. Best score of A+ (Superior) regarding financial strength. A high A.M. Best score reflects a company’s strong financial standing and, subsequently, its ability to cover you if needed.
Evaluating Life Insurance Providers and Reviews
When searching for a suitable life insurance policy, it’s essential to explore various providers and review their offerings. For those interested in specific regions, such as Connecticut, a final expense insurance agency could be an excellent place to start. could be an excellent place to start. Comparing Golden Memorial Insurance reviews and Haven Life reviews will help you gauge customer satisfaction and the effectiveness of these providers. Additionally, delving into indexed universal life insurance reviews.
Using comprehensive life insurance review resources can aid in making an informed decision. Life insurance testimonials. For further evaluations, check the Lumico Life Insurance review and Prudential Life Insurance review for families to assess their suitability for your needs. Also, consider reading Quote Velocity reviews for an understanding of the quoting process and Security National Life Insurance reviews for customer service insights.
Whether exploring Sell Easy life insurance reviews or Settlers Life Insurance customer service, each review contributes to a broader understanding of what to expect from these providers. Furthermore, assessing State Farm annuity reviews and Reliance Standard annuity customer service will provide a clearer picture of annuity options. Comparing term life insurance company reviews and term life insurance quotes from Zander can help you find the best rates and terms. Lastly, evaluating term life insurance reviews will ensure that you choose a policy that aligns with your long-term financial goals.
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Vantis Life: the Bottom Line
Vantis Life Insurance Company is a reputable insurance agency with over 75 years of experience in the insurance industry. The company’s commitment to customer service and satisfaction guarantee that Vantis Life customers will have an easy buying experience.
Vantis Life offers a few life insurance policies to choose from, including term and whole policies and annuities. Vantis has strong financial ratings and excellent customer satisfaction reviews with top rating companies, A.M. Best and NAIC.
To find the best life insurance rates and companies for your needs, be sure to compare multiple companies before deciding.
Ready to start comparing life insurance quotes? Enter your ZIP code into our free tool below for instant life insurance quotes from companies near you today.
Frequently Asked Questions
How do I check a life insurance policy?
To check a life insurance policy, you can typically log into the insurance provider’s online portal using your account credentials. Many companies offer a secure login feature where you can view policy details, status, and updates. If you do not have online access, you can contact customer service for assistance.
Are life insurance policies legitimate?
Yes, life insurance policies are legitimate financial products designed to provide financial protection for your beneficiaries in the event of your death. It is essential to purchase policies from reputable and licensed insurance companies to ensure their legitimacy.
Which life insurance company is the most trustworthy?
The most trustworthy life insurance companies often have high ratings from independent rating agencies like A.M. Best and favorable customer reviews. Companies such as Prudential, Vantis Life, and Haven Life are frequently noted for their reliability and strong financial stability.
Can you trace a life insurance policy?
Tracing a life insurance policy can be done by contacting the insurance company directly or using a policy locator service. You may need to provide personal information and details about the policyholder to help locate the policy.
What is the main disadvantage of life insurance?
The main disadvantage of life insurance is that it can be expensive, especially for permanent policies. Additionally, some policies may have complex terms and conditions that can be challenging to understand.
Can you cash out a life insurance policy?
Yes, you can cash out a life insurance policy if it has a cash value component, such as whole life or universal life insurance. You can receive the cash value by surrendering the policy or taking a loan against it.
What is the best type of life insurance to get?
The best type of life insurance depends on your individual needs. Term life insurance is typically recommended for temporary coverage with lower premiums, while whole life or universal life insurance offers lifelong coverage and a cash value component.
What are the three main types of life insurance?
The three main types of life insurance are term life insurance, which covers a specific period; whole life insurance, which provides lifelong coverage with a cash value component; and universal life insurance, which offers flexible premiums and coverage.
What will happen if I stop paying for Sun Life insurance?
If you stop paying for Sun Life insurance, the policy may lapse or be terminated, meaning you would lose coverage and any benefits associated with the policy. Some policies may offer a grace period or options to reinstate the policy.
Can I get my money back from Sun Life Insurance?
Depending on the type of policy, you may be able to receive a portion of your money back if the policy has a cash value or surrender value. Check with Sun Life Insurance for specific details regarding your policy.
Can you withdraw money from Sun Life Insurance?
If your policy has a cash value component, such as whole life or universal life insurance, you may be able to withdraw funds or take a loan against the policy. Be aware of any potential impacts on your policy’s value and benefits.
Is life insurance worthwhile?
Life insurance can be worthwhile if you want to provide financial security for your beneficiaries in the event of your death. It helps cover expenses such as debts, living costs, and funeral expenses, and can offer peace of mind.
Who purchased AXA Sun Life?
AXA Sun Life was acquired by Standard Life in 2011. The company is now known as Standard Life.
How much does life insurance cost per month?
The cost of life insurance per month varies widely based on factors such as the type of policy, coverage amount, age, health, and lifestyle. On average, term life insurance can start as low as $10 to $50 per month, while permanent life insurance is generally more expensive.
Does life insurance cover natural death?
Yes, most life insurance policies cover natural death as part of their standard coverage. It is important to review the policy details to ensure there are no exclusions or limitations.
Can you borrow against a life insurance policy?
Yes, you can borrow against a life insurance policy if it has a cash value component. The loan amount is typically based on the cash value, and interest is charged on the loan.
What is the main disadvantage of life insurance?
The main disadvantage of life insurance is that it can be costly, particularly for permanent policies. Additionally, understanding the policy terms and managing premium payments can be complex for some individuals.
Is Vul a poor investment?
If referring to Variable Universal Life (VUL) insurance, it may not be suitable for everyone due to its complexity and investment risks. It’s important to evaluate whether its benefits align with your financial goals and risk tolerance.
Can you cancel your life insurance policy?
Yes, you can cancel your life insurance policy at any time. However, there may be consequences such as losing coverage and potential surrender charges. Review the policy terms for details on cancellation procedures and any financial implications.
How many years of coverage is best for life insurance?
The number of years of coverage that is best depends on your individual needs and financial situation. Term life insurance policies commonly offer coverage for 10, 20, or 30 years, while permanent policies provide lifelong coverage.
Which company offers the best life insurance?
The best life insurance company for you depends on factors such as coverage needs, financial stability, and customer service. Companies like Prudential, Vantis Life, and Haven Life are frequently recommended based on their strong ratings and customer feedback.
Which life insurance policy is best to get?
The best life insurance policy for you depends on your financial goals and coverage needs. Term life insurance is generally recommended for those needing temporary coverage, while whole life or universal life insurance might be better for those seeking lifelong coverage and cash value accumulation.
What is AXA called now?
AXA Sun Life is now known as Standard Life following its acquisition by Standard Life in 2011.
Who is acquiring Sun Life?
Sun Life was acquired by Standard Life in 2011. The company operates under the Standard Life name following the acquisition.
Your life insurance quotes are always free.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
