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You can buy life insurance that won’t expire until you do. A policy like that is what’s known as whole life insurance. Such policies are quite popular as whole life insurance can offer unexpected advantages. Of course, no two policies are the same. So, if you’re an older individual looking for final expense coverage, how…
→ Read MoreIf you’re searching for life insurance, you are probably considering policies with some of the most popular insurance companies in the industry. This may have you asking, “does Allstate have life insurance?” Allstate does offer life insurance in the U.S. Allstate life insurance policies have a few different options that will allow you to purchase…
→ Read MoreWhen it comes to buying term life insurance, car insurance, or any other type of insurance, you’ll hear the terms “agent” and “broker” thrown around a lot. You might not know exactly what they do or how they differ from each other. Though, the insurance agent vs. broker topic isn’t all too difficult to understand….
→ Read MoreFor those who hold a permanent life insurance policy, nonforfeiture options are available to protect the insured. Life happens and sometimes insurance policies need to be surrendered or premiums cannot be consistently paid. Insurance companies want you protected no matter what happens. Read the article to learn more about the meaning of nonforfeiture in an…
→ Read MoreWho is considered next of kin for life insurance companies and what are next of kin rights? Life insurance companies generally do not need to recognize your next of kin if you list beneficiaries. Generally, next of kin is a legal term that determines who inherits a person’s property or who makes funeral arrangements if…
→ Read MoreThere are many different options in regard to life insurance policies. No matter your budget, there is likely a life insurance policy that could work for you and benefit your loved ones. One type of permanent life insurance policy that isn’t as common as others is a limited pay life insurance policy. With a limited…
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