Continental Life Insurance Review [2024]

Company Details
Address	1021 Reams Fleming Blvd. Franklin TN, 37064
Parent Company	Aetna
Website	www.aetna.com
Phone Number	800-264-4000

If you’re a senior, you know that your health plan is a top priority. Medicare is an important tool in ensuring seniors have access to the life insurance they need in their golden years.

Sometimes Medicare doesn’t cover all the costs you have. There are deductibles, co-pays, and other costs that aren’t included in your Medicare insurance. Continental Life Insurance Company of Brentwood, Tennessee, offers supplemental insurance to Medicare, so seniors don’t skip a beat in their care.

Who is Continental Life Insurance?

Continental Life Insurance of Brentwood, Tennessee joined Aetna’s Senior Supplemental insurance foundation in 1983. Soon after, the Continental Insurance Company was established.

In 2011, Aetna, Continental Life Insurance, and American Continental Insurance merged to make up the final Aetna Senior Supplemental Insurance. The trio has grown into a successful company with more than 30,000 licensed agents nationwide.

The companies offer a variety of plans:

• Aetna Medicare supplement
• Final expense whole life insurance; and something called.
• The Protection Series

Below is an example of the minimum coverage needed.

Average Cost of Supplemental Life Insurance by Age

Keep reading to learn more about these plans and what Continental Life insurance is.

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Is Continental Life part of Aetna?

Yes, the American Continental Insurance Company is a subsidiary of Aetna. Aetna acquired Continental Life in 2011. At this time, Continental Life, American Continental Insurance joined Aetna to collaborate with Medicare supplemental insurance.

So, to the question, “Is American Continental Insurance the same as Aetna?” Yes, and kind of a big part.

Aetna is one of the nation’s leading “diversified health care benefits” companies, as it calls itself. Aetna currently serves millions of seniors such as providing Medicare Supplement insurance.

They are largely able to do that with the reach of their subsidies.

Read more:

• Aetna Senior Products Review
• How To Cancel Your Aetna Life Insurance Policy

Is Continental health insurance?

Signing on with the Continental Life Insurance Company, you would need to fill out a Notice to Applicant Regarding Replacement of Medicare Supplement Insurance or Medicare Advantage Form. This allows recipients to receive new or changing coverage under the government. This is one of several ways to secure gap coverage for Medicare.

It’s a change in federal coverage that needs to be recorded.

Continental Life Insurance offers a full range of products and coverage types:

• Medicare Supplement is a life insurance coverage that offers seniors some continuity in their insurance. It helps make sure you can stay at the same doctor’s office and visit the same hospitals.
• The Protection Series offers an expansive insurance bundle that includes cancer/heart attack/stroke coverage, dental/vision/hearing, home care, hospital indemnity, and recovery care.
• Whole life insurance coverage, probably the most familiar of the three, covers the financial stressors that come after the funeral bills are handed out. Final expense whole like insurance allows people to personalize their life insurance.

Continental Life Insurance sells six different plans to its coverage area. They are kind of hard to follow along with, so we will hit them briefly with extended information in the links.

Plans that are provided through Continental Life:

• Plan A
• Plan B
• Plan F
• High Deductible Plan F
• Plan G
• Plan N

A good rule to follow as you are going through these online is that the coverage gets more complex as it goes through the alphabet. Continental Life Insurance Company’s basic set of coverages, such as Medicare Plan A,  versus the much more comprehensive plans such as Plan F or Plan G.

For example, a Supplemental Plan A provides:

Medicare Part A coinsurance and hospital costs – up to an additional 365 days after Medicare benefits are used; Medicare Part B coinsurance or copayment; Blood – the first 3 pints that may be needed each year;
Medicare Part A hospice care coinsurance or copayment
All of the other policies will have these same coverage categories, but they will add other protection.

Check out this table below that lays out the coverage of three of the various Medicare supplement insurance options from Continental Life Insurance.

Continental Life Insurance Company provides Medicare Supplement insurance coverage in the following states:

• Delaware
• Georgia
• Idaho
• Iowa
• Louisiana
• Minnesota
• Rhode Island
• Wisconsin

Read more:

• Louisiana Life Insurance 
• Aetna Life Insurance Review
• Minnesota Life Insurance
• Rhode Island Life Insurance

Continental Life offers Plans F, G, and N in most states. These plans are federally standardized, which means all carriers must offer the same benefits.

This makes shopping around easy and easy to compare rates.

What are the company rates for buying a life insurance policy?

Though rates will vary depending on ZIP code, gender, age, and health. Prices are subject to change, though this quote demonstrates averages.

• Plan A: $103.13
• Plan F: $151.02
• Plan G: $119.87
• Plan N: $95.63

Again, all Medicare supplements are federally standardized. This means that providers must offer the same benefits. Be sure to research what important factors should be driving your Medicare supplement decision.

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Is Aetna supplemental insurance good?

Continental Life Insurance Company is headquartered in Brentwood, Tennessee, since the 1980s. It has a strong and stable financial backing and is known for meeting its commitments.

Aetna has been around for nearly 100 years longer than that. In 1853, Aetna Insurance Company was founded as it separated from its parent annuity company to separately sell life insurance.

Customers generally like the perks that Aetna offers with its life insurance coverage.

For example, Aetna recognizes that healthy customers create lower and stable rates. So, the company offers free exercise programs paybacks, and gym memberships. After you sign up as a Continential Life customer, you can find an Aetna Fitness class at many YMCAs and community centers. (For more information, read our “Aetna Dental Insurance Review“).

Continental Life also makes sense as a couple and as an individual.  The company has grasped that it’s not insuring the person, but rather a household. You and your spouse can only manage one platform for claims and billing to make it easier for you.

As an additional benefit for purchasing together, you and your spouse may receive a household discount based on certain factors, such as ZIP code and subsidiaries available in your area.

Just be mindful that Aetna has some limitations to their billing options. Unfortunately, Aetna and its subsidiaries do not accept credit card payments.

Most insured members have a monthly withdrawal come from their bank account, though you do not have to do this. If you want to send a check by mail, you can only do it quarterly, semi-annually, or annually.

How are the company ratings?

A.M. Best has given Continental Life Insurance Company of Brentwood, Tennessee and its subsidiary, American Continental Insurance Company of  Brentwood, Tennessee, an A- excellent financial strength rating. The sister companies also have an A in issuer credit ratings.

The parent company Aeta has been recognized around the country for various reasons. It’s been recognized for its commitment to diversity and employment policies, etc.

Some others include:

• 64th in Newsweeks Green 100 list in 2016
• Top Fortune 500 company
• in 2016, ranked No. 15 on Barron’s List of Best Companies.

Aetna has also been awarded for bringing people closer to their needed healthcare. In 2014, the National Business Group on Health gave Aetna for the third year in a row the Reducing Health Care Disparities Award.

Is Continental Life right for you?

As part of Aetna Senior Supplemental Insurance, which is part of the CVS company, has many options for those on Medicare. Continental Life, a prong down the ladder of these big names, is one provider of these great options.

To recap, Continental Life Insurance‘s life insurance coverage includes the Medicare Supplement, the Protection Series, and whole life insurance, while Aetna supplemental insurance solidifies Aetna’s position as a national leader in health care, serving almost 50 million people.

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Exploring Continental Life Insurance and Its Affiliated Services

Overview of Continental Life Insurance and Aetna Affiliates

Continental Life Insurance Company, a key player in the Medicare supplemental insurance space, is a part of Aetna’s comprehensive insurance network. Below, we explore various aspects of Continental Life Insurance and its affiliates, including their services, contact details, and customer support.

Continental Life Insurance Contact Information

Continental Life Insurance Phone Number

To reach Continental Life Insurance, you can use the following phone numbers depending on your needs:

• General Inquiries: 1-866-272-6630
• Customer Service: 800-290-0523
• Medicare Supplement Inquiries: 1-800-358-8749

Accessing Continental Life Insurance Online

Continental Life Insurance Login

To manage your policy or make changes, log in to the Continental Life Insurance online portal. Ensure you have your policy number and personal information ready for a smooth login process.

Aetna Continental Life Insurance Online Access

Aetna Continental Life Insurance provides online access to policyholders for managing their insurance details. Use the Aetna portal for comprehensive access to both life and Medicare supplemental insurance.

Aetna’s Related Insurance Services

Aetna Continental Dental Insurance

Aetna offers dental insurance through its Continental division, which provides various dental plans covering preventive, basic, and major dental services.

Aetna Continental Insurance

Aetna Continental Insurance encompasses various products, including life and health insurance, providing extensive coverage options for policyholders.

Reviews and Ratings

Aetna Senior Products Reviews

When considering Aetna’s senior products, including those from Continental Life Insurance, it’s useful to review customer feedback and ratings. This information helps assess the quality and reliability of the coverage.

Other Related Continental Insurance Companies

Continental American Insurance

An affiliate of Aetna, Continental American Insurance offers a range of supplemental insurance products including critical illness and accident coverage.

Continental Assurance Company Life Insurance

Known for its broad range of life insurance products, Continental Assurance Company provides various coverage options to meet different needs.

Continental Casualty Company

Part of the CNA Financial Corporation, Continental Casualty Company offers a range of insurance products, including life and health insurance.

Continental General Insurance Company

Continental General Insurance Company is another affiliate providing life insurance and related financial products.

Continental Lebensversicherung

This is a German-based insurance company that operates under similar principles of providing life and health insurance.

Continental Life Dental Insurance

Offers specialized dental coverage options tailored to policyholders’ needs.

Continental Mutual Insurance Company

Provides mutual insurance products, focusing on a range of personal and commercial insurance services.

How to Contact Continental Life Insurance

Continental Life Insurance Phone Number

For any insurance needs or inquiries, use the appropriate contact number:

• General Inquiries: 800-264-4000
• Customer Service: 800-290-0523
• Policy Management: 1-866-272-6630

For inquiries related to your policy with Continental Life Insurance (Aetna), you can contact customer support at the Aetna Continental Life Insurance Phone Number or the general Aetna Continental Phone Number for assistance.

Understanding American Continental Insurance and Continental Care Options

American Continental Insurance offers a range of products, including Medicare supplements and dental insurance. For those interested in American Continental Dental Insurance plans, you can manage your coverage through the American Continental provider portal or by calling the American Continental Insurance phone number.

For claims, use the American Continental Insurance claims address to submit your paperwork. If you need direct support, you can reach out to the American Continental Insurance company provider phone number or the American Continental Insurance Aetna line.

Additionally, American Continental Medicare Supplement plans are available to enhance your existing Medicare coverage. If you need more information or assistance, contact American Continental Life Insurance Company directly. Continental Care offers both health and insurance options. Whether you’re looking for Continental Care health insurance or Continental Care insurance, these plans are designed to meet a variety of needs.

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