Oregon Life Insurance [2024]
Oregon insurance regulations offers residents a 30-day grace period and a timely payment on claims. Get affordable OR insurance quotes to protect your loved ones.
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Jeffrey Manola
Licensed Life Insurance Agent
Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
Licensed Life Insurance Agent
UPDATED: Feb 27, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Feb 27, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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We offer Oregon residents life insurance from several of the best OR life insurance companies. Life insurance is very similar from state-to-state, with a few exceptions, so expect your Oregon life insurance rates to vary.
However, this guide should help you understand the differences in Oregon life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in Oregon.
Before we dive into this guide, find affordable Oregon life insurance rates by clicking on our FREE quote tool above. Get started now.
Oregon Life Insurance Quotes
We offer Oregon residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.
Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies then approved by the State Insurance Department.
Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.
Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.
Oregon life insurance also offers residents a 30-day grace period and a timely payment on claims.
Your life insurance quotes are always free.
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Life Insurance Rates in Oregon
To give you an idea of what Oregon life insurance rates look like, check out the chart below to see what the top companies charge based on non-smoking status, age, marital status, and gender. Keep in mind that your Oregon life insurance quotes may be different, depending on demographics, occupation, habits, and family medical history as well as which Oregon life insurance policy you choose.
In this next chart, you can also see how many Oregon life insurance companies there are in comparison to other western states.
Note that Oregon has three life insurance companies that operate specifically in the state, but that doesn’t mean affordable life insurance rates in Oregon are hard to come by. You can still access the best life insurance in Oregon with our free quote tool on this page.
Oregon Guaranty Association
State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.
In Oregon, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.
Oregon Life Insurance Contacts
Here is a list of all the necessary state contacts for residents with Oregon life insurance claims and other related matters.
Guaranty Association
If you need information about an Oregon life insurance or health insurance guaranty, contact the Oregon Life & Health Insurance Guaranty Association at 1-855-378-9510 or visit the website.
Insurance Department
For the latest updates from the Oregon Insurance Division, you can call 1-888-877-4894 or visit the website. Here, you can learn about all things Oregon insurance, including Oregon health insurance.
In addition to the Oregon Insurance Division, you can learn about your Oregon health plan coverage or OHP insurance, including finding your Oregon health plan phone number or obtaining Oregon health plan login assistance, by visiting the website www.ohp.oregon.gov. There, you can access the health insurance marketplace and your individual health insurance in Oregon for 2020. The state of Oregon has also put together Life Insurance Finder Tool (LIFT life insurance tool).
Legal Info
QuickQuote is licensed to sell life insurance in Oregon under Agency License Number 810082.
The licensed company principal is Tim Bain, Agent License Number 166168.
Your life insurance quotes are always free.
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Oregon Life Insurance Companies
American General Life Insurance Company
Fidelity Life Association
John Hancock Life Insurance Company
Lincoln National Life Insurance Company
Metlife Life Insurance Company
North American Company for Life & Health Insurance
Pacific Life & Annuity Company
Principal Life Insurance Company
Protective Life Insurance Company
Pruco Life Insurance Company (Prudential)
Sagicor Life Insurance Company
The Savings Bank Life Insurance Company of Massachusetts (SBLI)
Transamerica Life Insurance Company
United of Omaha Life Insurance Company
Don’t wait — Use our free quote tool to get affordable life insurance rates in Oregon. Get started now.
Frequently Asked Questions
What is the grace period for Oregon insurance policies?
Oregon insurance regulations offer residents a 30-day grace period for policy payments.
Are claims processed in a timely manner for Oregon insurance?
Yes, Oregon insurance policies ensure timely payment on claims.
Are insurance quotes in Oregon free?
Yes, you can always get free insurance quotes in Oregon.
How is my personal information secured when obtaining insurance quotes?
We use SHA-256 encryption to ensure the security of your personal information.
Are there any specific regulations or benefits for Oregon insurance?
Oregon insurance also offers residents a 30-day grace period and timely payment on claims.
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Jeffrey Manola
Licensed Life Insurance Agent
Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
Licensed Life Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.