Wisconsin Life Insurance [2024]
Wisconsin life insurance offers residents a 20-day free look period, protection of personal information, and a timely payment on claims. Compare WI life insurance quotes to save money today.
Ready to compare quick life insurance quotes?
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Jeff Root
Licensed Life Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Life Insurance Agent
UPDATED: Jan 3, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Jan 3, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
We offer Wisconsin residents life insurance from several of the best WI life insurance companies. Life insurance is very similar from state-to-state, with a few exceptions, so keep that in mind with your Wisconsin life insurance rates.
However, this guide should help you understand the differences between a life insurance company in Wisconsin as well as find resources in your state. We’ll also show you how to get the best life insurance in Wisconsin.
Before we dive into this guide, find affordable Wisconsin life insurance rates by clicking on our FREE quote tool above. Get started now.
Wisconsin Life Insurance Quotes
We offer Wisconsin residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.
Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies then approved by the State Insurance Department.
Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.
Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.
Wisconsin life insurance also offers residents a 20-day free look period, protection of personal information, and timely payment on claims.
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Life Insurance Rates in Wisconsin
To give you an idea of what Wisconsin life insurance rates look like, check out the chart below to see what the top companies charge based on smoking status, age, marital status, and gender. Keep in mind that your Wisconsin life insurance quotes may be different, depending on demographics, occupation, habits, and family medical history as well as which Wisconsin life insurance policy you choose.
In this next chart, you can also see how many Wisconsin life insurance companies there are in comparison to other Midwestern states.
Note that Wisconsin has 17 life insurance companies that operate specifically in the state, which means affordable life insurance rates in Wisconsin are easy to come by. You can access the best life insurance companies in Wisconsin with our free quote tool on this page.
Wisconsin Guaranty Association
State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.
In Wisconsin, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.
Wisconsin Life Insurance Contacts
Here is a list of all the necessary state contacts for residents with Wisconsin life insurance claims and other related matters.
Guaranty Association
If you need information about Wisconsin life insurance guaranty, contact the Wisconsin Insurance Security Fund at 1-608-242-9473.
Insurance Department
For the latest updates from the Wisconsin Department of Insurance, contact the Wisconsin Office of the Commissioner of Insurance. You can give them a call at 1-800-236-8517.
Here, at the official Wisconsin state insurance department, you can find resources ranging from state life insurance forms, i.e., the State of Wisconsin life insurance beneficiary form, to information about the state life fund.
If you’re looking for information on a specific Wisconsin life insurance company, you can find up-to-date information through the Wisconsin life insurance policy locator.
Legal Info
QuickQuote is licensed to sell life insurance in Wisconsin under Agency License Number 2533142.
The licensed company principal is Tim Bain, Agent License Number 2398086.
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Wisconsin Life Insurance Companies
American General Life Insurance Company
Fidelity Life Association
Haven Life / MassMutual
John Hancock Life Insurance Company
Lincoln National Life Insurance Company
Metlife Life Insurance Company
North American Company for Life & Health Insurance
Pacific Life & Annuity Company
Principal Life Insurance Company
Protective Life Insurance Company
Pruco Life Insurance Company (Prudential)
Sagicor Life Insurance Company
The Savings Bank Life Insurance Company of Massachusetts (SBLI)
Transamerica Life Insurance Company
United of Omaha Life Insurance Company
Don’t wait — Use our free quote tool to get affordable life insurance rates in Wisconsin. Get started now.
Frequently Asked Questions
What is Wisconsin Life Insurance?
Wisconsin Life Insurance refers to life insurance policies that are offered and regulated in the state of Wisconsin. These policies provide financial protection to beneficiaries in the event of the insured’s death.
How do I purchase life insurance in Wisconsin?
To purchase life insurance in Wisconsin, you can contact insurance companies directly, work with insurance agents or brokers, or explore online platforms that offer life insurance policies. It is recommended to compare quotes from multiple providers and carefully review policy terms and coverage options before making a decision.
What types of life insurance are available in Wisconsin?
Wisconsin residents have access to various types of life insurance, including term life insurance, whole life insurance, universal life insurance, and variable life insurance. Each type of policy has its own features, benefits, and considerations, so it is important to understand the differences before selecting the most suitable option.
Are there any specific regulations or requirements for life insurance in Wisconsin?
Yes, there are certain regulations and requirements for life insurance in Wisconsin. Insurance companies must comply with the state’s insurance laws and regulations, including licensing and financial solvency requirements. Additionally, Wisconsin law may impose specific provisions on policyholders, such as the grace period for premium payments and the contestability period.
What is the contestability period in Wisconsin for life insurance policies?
The contestability period in Wisconsin for life insurance policies is generally two years. During this period, the insurance company has the right to investigate and potentially deny a claim if they discover material misrepresentations or omissions made by the policyholder during the application process. After the contestability period has passed, the insurance company cannot contest the validity of the policy except in cases of fraud.
How does the Wisconsin Insurance Commissioner protect policyholders?
The Wisconsin Insurance Commissioner is responsible for regulating the insurance industry in the state and ensuring that insurance companies comply with state laws and regulations. The Commissioner’s office handles consumer complaints, monitors insurance company practices, and provides resources and assistance to policyholders. They play a vital role in protecting the interests of insurance consumers in Wisconsin.
Can my life insurance premiums be affected by my health in Wisconsin?
Yes, your health can impact your life insurance premiums in Wisconsin. Insurance companies typically assess the risk associated with insuring an individual by considering factors such as age, gender, health history, and lifestyle choices. If you have pre-existing medical conditions or engage in high-risk activities, you may face higher premiums or potential coverage limitations. It is important to disclose accurate information during the application process to ensure transparency and prevent any issues with claim payouts.
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Jeff Root
Licensed Life Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Life Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
